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Home › Compare Policies › Digit Glow Plus Term Life Insurance
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Digit Glow Plus Term Life Insurance

Go Digit Life Insurance Limited

Term Life Insurance

UIN: 165N007V02 Updated: Jun 2026 Score: 57 / 100

Official PDFs not yet available.

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Quick Information

Basic Details

Entry Age 18 to 65 years
Coverage Amount Not specified
Policy Term Up to 67 years
Premium Payment Up to 60 years
Claim Settlement 0.00% (FY Not Matured)
Claims Settled <30 Days 0.00%

Best For

Families needing comprehensive coverage
People who want no room rent restrictions
Those preferring cashless treatments
Individuals looking for AYUSH coverage
Senior citizens seeking reliable cover

What Works Well

Inbuilt Terminal Illness Benefit

Waiver of Premium after eligible Terminal Illness claim

Return of Premium variant available

Smart Exit Benefit available

Pay Later feature available

Women premium discount available

Watch Out For

No Critical Illness Rider

No Increasing Cover Feature

No Life Stage Protection

No Income Payout Option

No Claim Payout Customization

No Online Claim Tracking

Hidden Clauses - Read Very Carefully!

These clauses are often buried in fine print. MyInsureBuddy surfaces them so you're never surprised at claim time.

Plan variant cannot be changed later
ADB and ATPD can only be selected at inception
Terminal illness must be certified by two independent medical practitioners
Terminal illness must be expected to result in death within 6 months
Terminal illness payout capped at ₹2 Crore
ADB death must occur within 180 days of accident

⚡ At a Glance

Return of Premium Waiver of Premium Smoker Allowed Terminal Illness Cover Accidental Death Rider Accidental Disability Rider

Death Benefit Options

•Lump Sum Only

Premium Payment Options

•Regular Pay
•Limited Pay
•Single Pay

Premium Frequency

•Yearly
•Half-Yearly
•Quarterly
•Monthly

Available Riders

•Data Not Available

Claims Support Analysis

•Dedicated Claims Email Available
•Dedicated Claims Helpline Available
•Branch Claim Submission Available
•Digital Claim Submission Available

Special Features

•Smart Exit Benefit Available
•Pay Later Option Available
•Return of Premium Variant Available
•Women Premium Discount Available
•Salaried Customer Discount Available
•Wellness Benefits Available

Terminal Illness Benefit Details

•Accelerated Death Benefit Structure
•Maximum Early Payout ₹2 Crore
•Two Independent Medical Practitioner Certification Required
•Expected Death Within 6 Months Required

Not Available / Limitations

•Critical Illness Rider Not Available
•Increasing Cover Feature Not Available
•Life Stage Protection Not Available
•Joint Life Option Not Available
•Income Payout Option Not Available
•Claim Payout Customization Not Available

📌 Other Custom Details

•Founded Year: 2016
•Medical Underwriting Details: Medical / Financial Underwriting Based

Age-wise Premium Breakdown

AgePremium (approx)
0 Years₹0

Premium by Cover Amount

Cover AmountPremium (approx)
₹0 Lakh₹0

Official Policy PDF

Download the official IRDAI-filed brochure from Go Digit Life Insurance Limited.

📄 Official PDF brochure not yet available for this policy.

MyInsureBuddy Score

57
Average
Consider comparing alternatives
Claim Settlement NULL
Product Benefits 56%
Value for Money 40%
Flexibility 67%
Rider Strength 40%
Hidden Risk Safety 70%
Risk Level Medium Risk (5/10)

Quick Actions

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