Please read these terms carefully before using MyInsureBuddy.
By accessing and using MyInsureBuddy (the "Platform"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Platform.
MyInsureBuddy provides a digital vault and AI-powered scanning tool to help you organize and extract key information from your insurance policies. The Platform uses Artificial Intelligence (AI) to parse documents and present summaries, health check scores, and insights.
IMPORTANT: MyInsureBuddy is a technology platform, not an insurance broker, financial advisor, or law firm. Any insights, summaries, "Health Scores", or AI-generated answers provided by the Platform are for informational purposes only. They do not constitute professional, legal, or financial advice. Always consult your official policy documents or a licensed insurance professional before making claims or financial decisions.
Our AI extraction tools are designed to assist you by highlighting key clauses such as room rent limits, copays, and waiting periods. However, AI can make errors. You must verify all AI-extracted facts against your original policy document. We are not liable for any claims rejected due to reliance on AI-generated summaries.
We respect your privacy. Your uploaded documents and personal data are encrypted and securely stored. We do not sell your personal data to third parties. For more information, please review our Privacy Policy.
To the maximum extent permitted by law, MyInsureBuddy shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform, including but not limited to missed premium payments, rejected claims, or misinterpretation of policy terms.
We reserve the right to modify or discontinue the Service (or any part thereof) at any time. We may also update these Terms and Conditions from time to time. Continued use of the Platform after any changes indicates your acceptance of the new terms.