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# Term Life Insurance
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# Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
01. Claims Experience
02. Customer Service Experience
03. Product Benefits
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Canara HSBC Young Term Plan vs TATA AIA Maha Raksha Supreme Select
ILM ⭐️ Rating - See how we score
Canara HSBC Young Term Plan
Increasing cover
This product is reasonably priced compared to other options in the market. It provides flexibility in tailoring coverage with features like increasing cover, comprehensive critical illness coverage, and various choices for customizing how your family receives the claim amount. On the flip side, however, it doesn't offer many limited pay options to speed up premium payments. Additionally, while the insurer has received fewer complaints regarding claim settlements, our research indicates a higher number of policy purchase complaints compared to other insurers.
Option to automatically increase claim amount, with time
Several options to customize claim payouts
Option to exit the plan while active and get premium refund
ILM Ratings
TATA AIA Maha Raksha Supreme Select
Rolling limited pay option
A key feature of this product is the Rolling Limited Pay option, which lets you choose the exact number of years over which you'd like to pay your premiums (as specified by the insurer). However, it doesn't offer other important customizations such as increasing cover or the ability to customize how your family will receive the claim amount. Additionally, it is more expensive compared to other products in the market. On a positive note, our research suggests that the insurer has received fewer complaints related to claim settlement and policy purchase, indicating a good track record in both the purchase process and claims service experience.
Rolling Limited Pay lets you choose the exact years to pay premiums
Critical illness rider's payout is in addition to the life cover amount
Additional payout option for accidental death
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
01. Claims Experience
02. Customer Service Experience
03. Product Benefits
Industry Experts with up to 20 years of experience help you from purchase to claims.
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