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# Term Life Insurance
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# Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
01. Claims Experience
02. Customer Service Experience
03. Product Benefits
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Aditya Birla Sun Life Super Term Plan vs TATA AIA Maha Raksha Supreme Select
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Aditya Birla Sun Life Super Term Plan
Increasing cover
Multiple Limited Pay options to speed up payments
Option to automatically increase claim amount, with time
Several options to customize claim payouts
ILM Ratings
TATA AIA Maha Raksha Supreme Select
Rolling limited pay option
A key feature of this product is the Rolling Limited Pay option, which lets you choose the exact number of years over which you'd like to pay your premiums (as specified by the insurer). However, it doesn't offer other important customizations such as increasing cover or the ability to customize how your family will receive the claim amount. Additionally, it is more expensive compared to other products in the market. On a positive note, our research suggests that the insurer has received fewer complaints related to claim settlement and policy purchase, indicating a good track record in both the purchase process and claims service experience.
Rolling Limited Pay lets you choose the exact years to pay premiums
Critical illness rider's payout is in addition to the life cover amount
Additional payout option for accidental death
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
01. Claims Experience
02. Customer Service Experience
03. Product Benefits
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