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# Term Life Insurance

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# Parent's Health

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Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

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Aditya Birla Sun Life DigiShield vs Canara HSBC Young Term Plan

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Aditya Birla Sun Life DigiShield

Comprehensive CI Rider

This product is cheaper in comparison to other plans in the market and provides the flexibility to select several customizations, like opting for limited pay to speed up premium payments and including a comprehensive critical illness rider. However, it doesn't offer important features like increasing cover or options to customize how your family receives the claim payout. Lastly, according to our research, the insurer has received fewer complaints related to claim settlement and policy purchase, implying a strong track record in terms of both the purchasing process and claims service experience.

Multiple Limited Pay options to speed up payments

Critical illness rider's payout is in addition to the life cover amount

Additional payout option for accidental death

ILM Ratings

Canara HSBC Young Term Plan

Increasing cover

This product is reasonably priced compared to other options in the market. It provides flexibility in tailoring coverage with features like increasing cover, comprehensive critical illness coverage, and various choices for customizing how your family receives the claim amount. On the flip side, however, it doesn't offer many limited pay options to speed up premium payments. Additionally, while the insurer has received fewer complaints regarding claim settlements, our research indicates a higher number of policy purchase complaints compared to other insurers.

Option to automatically increase claim amount, with time

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

ILM Ratings

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ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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