Get instant answers to your insurance queries
Term Life Insurance
Health Insurance
Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Compare Health Insurance
HDFC Ergo Optima Secure+ + Key Add-ons vs Star Health Women Care
ILM ⭐️ Rating - See how we score
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
Any room except suite or above
This plan is meticulously crafted for women's unique healthcare needs. To ensure women's health and well-being, it covers expenses related to pregnancy, newborn baby, infertility treatment, bariatric surgery, and more. On the flip side, the plan doesn't allow you to pay premiums on a monthly basis. Additionally, our research suggests that the insurer has received a higher number of claim settlement as well as policy purchase complaints. This means that they have a poor track record in terms of both purchase and claims service experience.
Pregnancy-related expenses covered
Covers newborn expenses from Day 1
Infertility treatment expenses covered
View detail comparison
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Industry Experts with up to 20 years of experience help you from purchase to claims.
Discover the best tips for insurance every week!
Easy ways to make sense of insurance
Key updates that actually affect you
Real stories to help you avoid mistakes
Term Insurance Products
Health Insurance Products
Savings Insurance Products
Insurance Companies
Term Life Insurance
Health Insurance