Get instant answers to your insurance queries
Term Life Insurance
Health Insurance
Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Compare Health Insurance
Go Digit Worldwide Treatment vs HDFC Ergo Optima Secure with ABCD Chronic Care Rider
ILM ⭐️ Rating - See how we score
No room rent limit
This plan hits the sweet spot with its affordable pricing, unique features and benefits. Besides covering hospitalization-related expenses, non-medical costs, bariatric surgery, etc., it offers worldwide coverage for medical treatments, and an inbuilt Personal Accident cover. However, it does not provide coverage for significant expenses like maternity-related costs or OPD expenses such as medicines, tests, consultations, etc. What's more, is that the plan allows multiple options so that you can get discounts on your premium. On the flip side, however, it does not provide the monthly premium payment option. Further, our research indicates that the insurer has relatively fewer complaints related to policy purchases but a higher number of claim settlement complaints.
No restrictions on hospital room you can choose
Global treatment expenses covered
Option to get unlimited super bonus
ILM Ratings
No room rent limit
This plan covers medical expenses related to pre-existing diseases (PEDs) such as asthma, hypertension, cholesterol, and diabetes starting from the 31st day of the policy. It is a great option if you want a plan that provides comprehensive coverage as well as a variety of unique benefits and features. From the first day of coverage, your base sum insured will be doubled under this plan. The plan allows you to pay your premiums monthly and covers several costs including the cost of consumables, dental treatment, maternity expenses, OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. On the flip side, however, it is more expensive in comparison to other plans in the market. Further, as per our research, the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Covers asthma, BP, cholesterol, diabetes from day 31
No restrictions on hospital room you can choose
Doubles the cover amount from day 1
ILM Ratings
View detail comparison
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Industry Experts with up to 20 years of experience help you from purchase to claims.
Discover the best tips for insurance every week!
Easy ways to make sense of insurance
Key updates that actually affect you
Real stories to help you avoid mistakes
Term Insurance Products
Health Insurance Products
Savings Insurance Products
Insurance Companies
Term Life Insurance
Health Insurance