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Go Digit Double Wallet vs HDFC Ergo Optima Secure+ + Key Add-ons
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No room rent limit
This plan is significantly cheaper and a budget-friendly alternative to other products in the market. It offers numerous unique features, including an inbuilt Personal Accident cover, and covers various expenses associated with hospitalization, non-medical costs, bariatric surgery, and so on. The plan also allows multiple options so that you can get discounts on your premium. However, it does not provide the option to pay your premiums monthly. Lastly, as per our research, the insurer has relatively fewer complaints related to policy purchases but a higher number of claim settlement complaints.
No restrictions on hospital room you can choose
Option to get unlimited super bonus
Non-medical costs covered - gloves, oxygen masks, etc.
ILM Ratings
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
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