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Chola MS Flexi Health vs HDFC Ergo Optima Secure+ + Key Add-ons
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No room rent limit
This plan is a cost-effective option compared to other products in the market, making it budget-friendly. One of its advantages is the option to pay premiums on a monthly basis, a feature not commonly found in many other plans. However, it's important to note that while it covers hospitalization and related expenses, it does not offer comprehensive coverage. Additionally, based on our research, the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Newborn baby expenses covered
ILM Ratings
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
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