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Care Insurance Care Supreme + Key Add-ons vs HDFC Ergo Optima Secure+ + Key Add-ons
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No room rent limit
This plan offers comprehensive coverage and is reasonably priced in comparison to other plans in the market today. One of the distinct features of this plan is that its bonus can accumulate up to 600%. However, it doesn't allow you to pay the premiums on a monthly basis. Furthermore, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchasing and claims service.
No restrictions on hospital room you can choose
Option to reduce PED waiting period to 1 or 2 years
Bonus up to 600%
ILM Ratings
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
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