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Aditya Birla Activ One (SAVR) + Key Add-ons vs United India Family Medicare
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Single Standard AC Room or 1% of Sum Insured
Besides covering hospitalization and its associated costs, this plan extends coverage to expenses related to pregnancy, mental illness, etc. However, it lacks important benefits such as domiciliary treatment coverage. Moreover, it imposes various financial sub-limits on core coverage benefits like pre-hospitalization and post-hospitalization costs, as well as common treatments/surgeries like cataract, etc. potentially leading to substantial out-of-pocket expenses. Further, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record in terms of both purchase and claims service experience.
Bonus up to 200%
Pregnancy-related expenses covered
Mental illness treatment expenses covered
ILM Ratings
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ILM Rating
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Claims Experience
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