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Aditya Birla Activ One (SAVR) + Key Add-ons vs Star Health Diabetes Safe (Plan A)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Single Private AC Room
This plan is tailored to meet the needs of individuals with pre-existing diabetes and its associated complications right from day 1. However, it lacks comprehensive coverage. It doesn't provide notable benefits, such as domiciliary treatment coverage. And, there are restrictions on core benefits like modern treatments, and specific treatments like cataract, etc. Moreover, it doesn't offer the flexibility of monthly premium payments. Further, our research indicates that the insurer has received a higher number of claim settlement complaints as well as policy purchase complaints, suggesting a poor track record in terms of both purchase and claims service experience.
Fairly priced in comparison to other products in the market
Covers medical expenses related to diabetes and its complications from day 1
Covers outpatient department costs, such as medications, consultations, etc.
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