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Aditya Birla Activ One (SAVR) + Key Add-ons vs SBI General Arogya Supreme (Plus)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Any room except Suite
This health insurance plan offers extensive coverage that goes beyond hospitalization expenses, encompassing various costs such as bariatric surgery, treatments for external birth defects after a specified waiting period, and so on. Additionally, the plan provides several options to get premium discounts. On the flip side, however, it is more expensive than other products in the market and does not provide a monthly premium payment option. Further, as per our research, the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Multiple options available for getting premium discounts
Covers Bariatric surgery for weight loss
Covers expenses related to external birth defects after you wait for a specific period
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