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Aditya Birla Activ One (SAVR) + Key Add-ons vs Royal Sundaram Lifeline (Supreme) + Key Add-ons
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It combines affordability with an array of features and benefits, making it an ideal choice. Not only is it much cheaper than similar products in the market, but it also offers coverage for numerous expenses such as infertility treatment, bariatric surgery, expenses related to mobility devices such as wheelchairs, crutches, etc. along with hospitalization-related expenses. The plan also includes ambulance coverage for app-based cab services like Ola and Uber. On the flip side, however, you cannot choose to pay the premiums on a monthly basis. Further, our research suggests that the insurer has relatively received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record in terms of both purchase and claims service experience.
No restrictions on hospital room you can choose
Bariatric surgery for weight loss covered
Infertility treatment expenses covered
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ILM Rating
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Customer Service Experience
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