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Aditya Birla Activ One (SAVR) + Key Add-ons vs Niva Bupa ReAssure 2.0 (Platinum+)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan stands out with its unique features and benefits, offering a customized solution for your healthcare needs. One notable feature of the plan is that your age gets locked when you buy it and you pay the premium as per entry age, until your first claim. Additionally, any unused base sum insured can be carried forward to the next policy year, up to a maximum of 5 times the base sum insured. The coverage extends beyond hospitalization expenses and includes non-medical items like gloves, oxygen masks, etc. On the flip side, however, the plan does not offer the option for monthly premium payment. Additionally, as per our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record with respect to both purchase and claims service.
No restrictions on hospital room you can choose
Age-linked premium stays constant, until first claim
Restoration benefit activates after the first claim, and stays triggered forever
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ILM Rating
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Claims Experience
Customer Service Experience
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