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Aditya Birla Activ One (SAVR) + Key Add-ons vs Niva Bupa ReAssure 2.0 (Bronze+)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan is fairly priced in comparison to other plans in the market and offers several unique features and benefits, making it ideal for those seeking tailored health insurance coverage. One of its notable features is that any unused base sum insured can be carried forward to the next policy year, up to a maximum of 3X the base sum insured. The coverage under the plan extends beyond hospitalization expenses and includes non-medical items like gloves, oxygen masks, etc. On the flip side, however, the plan does not offer the option for monthly premium payments. Further, as per our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record with respect to both purchase and claims service.
No restrictions on the type of hospital room you choose
Restoration benefit activates after the first claim, and stays triggered forever
Unused sum insured carries on to the next year, up to 3 times
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ILM Rating
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