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Aditya Birla Activ One (SAVR) + Key Add-ons vs New India Yuva Bharat (Platinum)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Single AC Room
The New India Yuva Bharat (Platinum) Plan is fairly priced compared to other products in the market. It covers a range of expenses, including those related to infertility, pregnancy, and child care, and is one of the few policies to include coverage for congenital diseases (both internal and external), hazardous sports, puberty and menopause-related disorders. It also gives you the flexibility to pay premium on a monthly basis. However, the policy doesn't cover treatments taken at home and covers only a few listed day care treatments. Speaking of purchase and claims experience, you are likely to have a pleasant experience with the insurer as they received fewer claim settlement and policy purchase complaints.
Congenital diseases (both internal & external) and genetic disorder expenses covered
Inpatient dental treatment expenses covered
Mental illness treatment expenses covered
ILM Ratings
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