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Aditya Birla Activ One (SAVR) + Key Add-ons vs National Mediclaim Plus
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
140 day care procedures
This plan is more expensive compared to other options in the market, and it doesn't offer coverage on a floater basis. While it does covers various expenses including maternity, vaccinations for children up to 12 years, and surgical treatment for weight loss, it falls short of providing all-encompassing coverage. There are also sub-limits on modern treatments and other important treatments like cataract, etc. Further, there is no option to pay the premium on a monthly basis. Further, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record in terms of both purchase and claims service experience.
Covers expenses associated with pregnancy
Covers expenses incurred towards mental illness
Covers treatment caused due to participation in hazardous or adventure sports unless it is not your profession
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