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Aditya Birla Activ One (SAVR) + Key Add-ons vs Manipal Cigna ProHealth (Protect)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
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Any room except Suite
This plan is quite easy on the pocket. However, while it covers hospitalization and related expenses, OPD expenses such as medicines, tests, consultations, etc., it does not cover maternity expenses, infertility treatment expenses, and so on. It also does not provide an option to make monthly premium payments. And, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This means that the insurer has a poor track record in terms of both purchase and claims service.
Fairly priced in comparison to other products in the market
Covers outpatient department costs, such as medications, tests, consultations, etc.
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