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Aditya Birla Activ One (SAVR) + Key Add-ons vs ManipalCigna ProHealth (Accumulate)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
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Any room except Suite
This plan does not offer comprehensive coverage and is significantly more expensive than other plans in the market. Although it covers several expenses in addition to hospitalization and related costs, it excludes maternity, infertility treatment, and other vital expenses. It also does not allow you to pay your premiums on a monthly basis. Additionally, our research indicates that the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service.
Covers outpatient department costs, such as medications, tests, consultations, etc.
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