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Aditya Birla Activ One (SAVR) + Key Add-ons vs Magma HDI One Health (Premium)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan provides extensive coverage including bariatric surgery, infertility treatment, etc. along with hospitalization and other related expenses. However, it's worth noting that it imposes sub-limits on specific treatments like cataract, which can lead to higher out-of-pocket expenses. Further, this plan is comparatively more expensive than other options in the market and lacks the flexibility of monthly premium payments. Additionally, based on our research, the insurer has relatively fewer complaints related to policy purchases but a higher number of claim settlement complaints.
No restrictions on hospital room you can choose
Bonus added every year, even if you claim
Pregnancy-related expenses covered
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