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Aditya Birla Activ One (SAVR) + Key Add-ons vs ICICI Lombard Elevate + Key Add-ons
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. Besides hospitalisation and related expenses, it offers coverage for numerous expenses such as consumables, bariatric surgery, maternity expenses, OPD expenses, etc. You can also reduce the PED waiting period to 2 years or 1 year and the specified disease waiting period to 1 year. Further, it offers the flexibility to choose longer policy tenures with options ranging from 2 to 5 years, helping you avoid the hassle of annual renewals. On the flip side, you cannot choose to pay the premiums on a monthly basis under the plan. Furthermore, our research suggests that the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Option to choose unlimited sum insured
Unlimited coverage for any one claim during the policy's lifetime
Option to get unlimited bonus every year
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