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Aditya Birla Activ One (SAVR) + Key Add-ons vs Bajaj General Health Guard (Gold)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan strikes the perfect balance between affordability, features, and benefits. Not only is it significantly more cost-effective compared to other products, but it also offers comprehensive coverage. Besides hospitalization and related expenses, it covers several expenses including the cost of bariatric surgery, maternity expenses, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. One of the drawbacks of the product is that it does not give you the option to pay the premiums on a monthly basis. Further, as per our research, you are likely to have a pleasant experience with the insurer as they have received fewer claim settlement and policy purchase complaints.
No restrictions on hospital room you can choose
Pregnancy-related expenses covered
Bariatric surgery for weight loss covered
ILM Ratings
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ILM Rating
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Claims Experience
Customer Service Experience
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