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Aditya Birla Activ Health Platinum (Premiere) vs Aditya Birla Activ One (SAVR) + Key Add-ons
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No room rent limit
This plan has some unique features and benefits, making it a good choice if you want to buy a plan that is tailored to your specific healthcare needs. Besides hospitalization and related expenses, it covers various expenses including maternity expenses, non-medical expenses, OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. It also covers management expenses for diabetes, hypertension, high cholesterol, and asthma from day 1. This plan, however, is one of the most expensive plans in the market and doesn't provide the monthly premium payment option. Speaking of purchase and claims experience, you are likely to have a pleasant experience with the insurer as they received fewer claim settlement and policy purchase complaints.
No restrictions on hospital room you can choose
Non-medical costs covered - gloves, oxygen masks, etc.
Mental illness treatment expenses covered
No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
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