Get instant answers to your insurance queries
Term Life Insurance
Health Insurance
Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Compare Health Insurance
Aditya Birla Activ Fit (Plus) vs HDFC Ergo Optima Secure+ + Key Add-ons
ILM ⭐️ Rating - See how we score
No room rent limit
This plan hits the sweet spot in terms of pricing, features, and benefits. It is a good choice if you want a plan that provides comprehensive coverage while remaining affordable. Aside from hospitalization and related expenses, the plan covers a variety of expenses such as the cost of consumable items and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, and so on. Not only this, but it also provides several options for getting premium discounts. On the flip side, however, the plan doesn't provide an option to pay the premiums on a monthly basis. And, as per our research, the insurer has received a fewer number of claim settlement and policy purchase complaints. This indicates that they have a strong track record with respect to both purchase and claims service.
No restrictions on hospital room you can choose
Covers live-in partners of any gender
3 EMIs paid if hospitalised for 6+ days
ILM Ratings
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
View detail comparison
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Industry Experts with up to 20 years of experience help you from purchase to claims.
Discover the best tips for insurance every week!
Easy ways to make sense of insurance
Key updates that actually affect you
Real stories to help you avoid mistakes
Term Insurance Products
Health Insurance Products
Savings Insurance Products
Insurance Companies
Term Life Insurance
Health Insurance