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Acko Standard Health Insurance vs Aditya Birla Activ One (SAVR) + Key Add-ons
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No room rent limit
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. Besides hospitalization and related expenses, it also covers OPD expenses, cost of consumables like gloves, oxygen masks, etc. Moreover, the plan provides the option to automatically increase the sum insured based on the previous year's inflation. It also provides option to make premium payment on monthly basis. And, as per our research, the insurer has received a fewer number of claim settlement and policy purchase complaints. This indicates that they have a strong track record with respect to both purchase and claims service.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Sum insured rises yearly for inflation protection
No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
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