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ICICI Pru iProtect Smart Plus vs TATA AIA Sampoorna Raksha Promise
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ICICI Pru iProtect Smart Plus
Increasing cover
Option to automatically increase claim amount, with time
Several options to customize claim payouts
Option to exit the plan while active and get premium refund
ILM Ratings
TATA AIA Sampoorna Raksha Promise
Rolling limited pay option
This product is cheaper compared to other products in the market. It includes comprehensive critical illness coverage and offers the Rolling Limited Pay option, allowing you to choose the exact number of years over which you'd like to pay your premiums (as specified by the insurer). However, it doesn't offer the increasing cover option or provide the ability to customize how your family will receive the claim payout. Lastly, according to our research, the insurer has received fewer complaints related to claim settlement and policy purchase, suggesting a good track record in both the purchase process and claims service experience.
Rolling Limited Pay lets you choose the exact years to pay premiums
Critical illness rider's payout is in addition to the life cover amount
Additional payout option for accidental death
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
01. Claims Experience
02. Customer Service Experience
03. Product Benefits
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