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# Term Life Insurance

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# Parent's Health

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Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

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ICICI Pru iProtect Smart Plus vs LIC New Tech Term

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ICICI Pru iProtect Smart Plus

Increasing cover

Option to automatically increase claim amount, with time

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

ILM Ratings

LIC New Tech Term

Increasing cover

This product is fairly priced compared to other options in the market. While it offers customizations like increasing cover, it does not provide the option for a critical illness rider, limited pay, or the option to tailor how your family receives the claim amount. However, our research indicates that the insurer has received fewer complaints related to claim settlement and policy purchase, suggesting a good track record in both the purchase process and claims service experience.

Option to automatically increase claim amount, with time

Additional payout option for accidental death

ILM Ratings

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ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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