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# Term Life Insurance

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# Parent's Health

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02. Customer Service Experience

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Canara HSBC Young Term Plan vs PNB Metlife Mera Term Plan Plus

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Canara HSBC Young Term Plan

Increasing cover

This product is reasonably priced compared to other options in the market. It provides flexibility in tailoring coverage with features like increasing cover, comprehensive critical illness coverage, and various choices for customizing how your family receives the claim amount. On the flip side, however, it doesn't offer many limited pay options to speed up premium payments. Additionally, while the insurer has received fewer complaints regarding claim settlements, our research indicates a higher number of policy purchase complaints compared to other insurers.

Option to automatically increase claim amount, with time

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

ILM Ratings

PNB Metlife Mera Term Plan Plus

Comprehensive CI rider

This product is reasonably priced compared to other options in the market. It offers comprehensive critical illness coverage and several claim payout options, allowing you to customize how your family receives the claim amount. However, it doesn't provide the increasing cover option or many choices to speed up your premium payments with limited pay. Additionally, our research indicates that the insurer has received a higher number of claim settlement complaints and policy purchase complaints, suggesting a poor track record in terms of both purchase and claims service experience.

Several options to customize claim payout

Critical illness rider's payout is in addition to the life cover amount

Additional payout option for accidental death

ILM Ratings

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ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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