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02. Customer Service Experience

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Bandhan Life iTerm Comfort vs ICICI Pru iProtect Smart Plus

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Bandhan Life iTerm Comfort

Early exit option

This product is priced higher than other plans in the market and lacks important customization options, such as increasing cover, limited pay, or tailoring how your family will receive the claim amount. Moreover, our research shows that the insurer has a higher number of complaints regarding claim settlement and policy purchase, indicating a poor track record in both the purchase process and claims service experience.

Option to exit the plan while active and get premium refund

Additional payout option for accidental death

ILM Ratings

ICICI Pru iProtect Smart Plus

Increasing cover

Option to automatically increase claim amount, with time

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

ILM Ratings

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ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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