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# Term Life Insurance

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# Parent's Health

ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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Aditya Birla Sun Life Super Term Plan vs Bajaj Life eTouch II

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Aditya Birla Sun Life Super Term Plan

Increasing cover

Multiple Limited Pay options to speed up payments

Option to automatically increase claim amount, with time

Several options to customize claim payouts

ILM Ratings

Bajaj Life eTouch II

Comprehensive CI Rider

This product is cheaper in comparison to other plans and includes customizations like limited pay options to speed up your premium payments. However, it lacks features such as the increasing cover option and a critical illness rider. Additionally, it provides limited flexibility in tailoring how your family receives the claim payout. On the positive side, our research shows that the insurer has received fewer complaints regarding claim settlement and policy purchase, reflecting a good track record in both the purchase process and claims service experience.

Multiple Limited Pay options to speed up payments

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

ILM Ratings

View detail comparison

ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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