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Aditya Birla Sun Life DigiShield vs ICICI Pru iProtect Smart Plus

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Aditya Birla Sun Life DigiShield

Comprehensive CI Rider

This product is cheaper in comparison to other plans in the market and provides the flexibility to select several customizations, like opting for limited pay to speed up premium payments and including a comprehensive critical illness rider. However, it doesn't offer important features like increasing cover or options to customize how your family receives the claim payout. Lastly, according to our research, the insurer has received fewer complaints related to claim settlement and policy purchase, implying a strong track record in terms of both the purchasing process and claims service experience.

Multiple Limited Pay options to speed up payments

Critical illness rider's payout is in addition to the life cover amount

Additional payout option for accidental death

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ICICI Pru iProtect Smart Plus

Increasing cover

Option to automatically increase claim amount, with time

Several options to customize claim payouts

Option to exit the plan while active and get premium refund

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ILM   Rating

Insurance Ratings based on stuff that matters to you!

01. Claims Experience

02. Customer Service Experience

03. Product Benefits

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