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No room rent limit
This plan covers medical expenses related to pre-existing diseases (PEDs) such as asthma, hypertension, cholesterol, and diabetes starting from the 31st day of the policy. It is a great option if you want a plan that provides comprehensive coverage as well as a variety of unique benefits and features. From the first day of coverage, your base sum insured will be doubled under this plan. The plan allows you to pay your premiums monthly and covers several costs including the cost of consumables, dental treatment, maternity expenses, OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. On the flip side, however, it is more expensive in comparison to other plans in the market. Further, as per our research, the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Covers asthma, BP, cholesterol, diabetes from day 31
No restrictions on hospital room you can choose
Doubles the cover amount from day 1
ILM Ratings
No room rent limit
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It strikes a balance between affordability and a wide range of features and benefits, covering various expenses such as consumables, maternity costs, OPD services, along with hospitalization-related expenses. Additionally, it offers unique benefits like freezing your entry age at purchase and paying premiums based on that age until your first claim, the option to claim unlimited times once during the insured's lifetime, and a guaranteed super bonus) regardless of claims. However, a downside of the plan is that it doesn't offer the option to pay premiums on a monthly basis. Furthermore, our research indicates that the insurer has a higher number of complaints related to claim settlement and policy purchases, suggesting a poor track record in both areas.
No restrictions on hospital room you can choose
Option to choose unlimited sum insured
Covers any 1 claim during the policy's lifetime without limits
ILM Ratings
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