Get instant answers to your insurance queries
Term Life Insurance
Health Insurance
Parent's Health
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Compare Health Insurance
HDFC Ergo Optima Secure+ + Key Add-ons vs Star Health Super Star + Key Add-ons
ILM ⭐️ Rating - See how we score
No room rent limit
HDFC ERGO Optima Secure+ is a health insurance plan with a comprehensive base cover and options to customize. It doubles your sum insured from Day 1, offers premium discounts and comes with add-ons for extra features. Your cover can also increase every year by 100% of the base sum insured, with no limit, even if you make claims. Overall, it gives you a robust coverage and flexibility to add features based on your needs.
No restrictions on hospital room you can choose
Monthly premium payment allowed
Doubles the cover amount from day 1
ILM Ratings
No room rent limit
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It strikes a balance between affordability and a wide range of features and benefits, covering various expenses such as consumables, maternity costs, OPD services, along with hospitalization-related expenses. Additionally, it offers unique benefits like freezing your entry age at purchase and paying premiums based on that age until your first claim, the option to claim unlimited times once during the insured's lifetime, and a guaranteed super bonus) regardless of claims. However, a downside of the plan is that it doesn't offer the option to pay premiums on a monthly basis. Furthermore, our research indicates that the insurer has a higher number of complaints related to claim settlement and policy purchases, suggesting a poor track record in both areas.
No restrictions on hospital room you can choose
Option to choose unlimited sum insured
Covers any 1 claim during the policy's lifetime without limits
ILM Ratings
View detail comparison
ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
Industry Experts with up to 20 years of experience help you from purchase to claims.
Discover the best tips for insurance every week!
Easy ways to make sense of insurance
Key updates that actually affect you
Real stories to help you avoid mistakes
Term Insurance Products
Health Insurance Products
Savings Insurance Products
Insurance Companies
Term Life Insurance
Health Insurance