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Aditya Birla Activ One (SAVR) + Key Add-ons vs Star Health Comprehensive
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Any room except Suite or above
This plan covers several expenses in addition to hospitalization and related expenses, such as maternity expenses, non-medical expenses, outpatient department costs, bariatric surgery costs, etc., and it is also reasonably priced. Additionally, it doesn’t offer a monthly premium payment option - so you won’t be able to pay your premiums on a monthly basis. Further, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that they have a poor track record in terms of both purchase and claims service.
Option to reduce PED waiting period to 1 year
Mid-term inclusion of newly-married spouse and newborn baby allowed
Non-medical costs covered - gloves, oxygen masks, etc.
ILM Ratings
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ILM Rating
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Claims Experience
Customer Service Experience
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