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Aditya Birla Activ One (SAVR) + Key Add-ons vs Niva Bupa Aspire (Titanium+) + Key Add-ons
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan offers a variety of unique features and benefits, making it an excellent choice if you want to purchase a plan that is tailored to your specific healthcare needs. It offers several features to encourage youngsters to enrol at the earliest opportunity, like the option to pay premium as per entry age till first claim, passing on served waiting period to future spouse and more. It extends coverage beyond hospitalization to encompass various expenses, including maternity, overseas treatment, consumables, etc. On the flip side, however, the plan does not offer the option for monthly premium payments. Additionally, based on our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record with respect to both purchase and claims service.
No restrictions on hospital room you can choose
Waiting periods waived for future spouse if added later
Pregnancy, IVF, MTP, infertility, adoption, etc. covered
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
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