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Aditya Birla Activ One (SAVR) + Key Add-ons vs ManipalCigna ProHealth (Plus)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Any room except Suite
Besides hospitalization and related expenses, this plan offers coverage for several expenses including maternity expenses, outpatient department expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. It, however, does not provide a monthly premium payment option. And, the insurer has received a higher number of claim settlement and policy purchase complaints, according to our research. This indicates that the insurer has a poor track record with respect to both purchase and claims service.
Guaranteed Cumulative Bonus up to 200%
Super Cumulative Bonus is available
Pregnancy-related expenses covered
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