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Aditya Birla Activ One (SAVR) + Key Add-ons vs ICICI Lombard Health AdvantEdge
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
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Single Private AC Room
This plan is a good option for those seeking cost-effective yet comprehensive health insurance coverage. It combines affordability with an array of features and benefits, making it an ideal choice. Not only is it cost-effective compared to other similar products in the market, but it also offers coverage for numerous expenses such as consumables, bariatric surgery, maternity expenses, OPD expenses along with hospitalization-related expenses. The fact that you cannot choose to pay the premiums on a monthly basis is one of the drawbacks of the product. Further, our research suggests that the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Non-medical costs covered - gloves, oxygen masks, etc.
Bonus added every year, even if you claim
OPD costs covered - medications, tests, consultations, etc.
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