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Aditya Birla Activ One (SAVR) + Key Add-ons vs HDFC Ergo Energy (Gold)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan is specifically tailored to cater to people with diabetes and hypertension. It is quite easy on the pocket.It not only includes hospitalization and associated expenses but also offers immediate coverage for diabetes and hypertension. Additionally, it covers the cost of HbA1C tests and provides incentives for maintaining good health, which are determined by medical test results and health parameters such as BMI, BP. cholesterol, etc. However, the plan does not provide the option for monthly premium payments. And, our research indicates that the insurer has received fewer complaints related to claims, reflecting a positive claims experience. But, there has been a higher number of complaints related to policy purchases, suggesting a poor track record in terms of purchase experience.
No restrictions on hospital room you can choose
Covers diabetes & hypertension from day 1
Offers health rewards based on test results and parameters like BMI, BP, etc.
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
Product Benefits
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