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Aditya Birla Activ One (SAVR) + Key Add-ons vs Bajaj General Health Guard (Platinum)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
No room rent limit
This plan hits the sweet spot in terms of pricing, features, and benefits. Not only is it fairly priced in comparison to other products, but it also covers several expenses besides hospitalization and related expenses, such as the cost of consumable items, bariatric surgery, maternity expenses, and OPD expenses, which are day-to-day expenses for medicines, tests, consultations, etc. It, however, does not cover domiciliary treatment expenses and imposes sub-limits on important treatments like cataract. Moreover, it doesn't give you the option to pay your premiums on a monthly basis. As per our research, the insurer has received fewer claim settlement and policy purchase complaints. This implies that you are very likely to have a pleasant experience with them.
No restrictions on hospital room you can choose
Pregnancy-related expenses covered
OPD costs covered - medications, tests, consultations, etc.
ILM Ratings
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ILM Rating
Insurance Ratings based on stuff that matters to you!
Claims Experience
Customer Service Experience
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