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Aditya Birla Activ One (SAVR) + Key Add-ons vs Aditya Birla Activ Care (Premier)
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No room rent limit
The plan offers an option to cover listed chronic conditions from Day 1 and includes external medical aids like ventilators and wheelchairs. It covers live-in partners of any gender and also pays for non-medical hospital costs such as gloves and oxygen masks.
No restrictions on hospital room you can choose
Chronic conditions like asthma, BP, etc. covered from day 1
External medical aid expenses like ventilator, wheelchair etc. covered
ILM Ratings
Any room except suite and above
This plan is specifically designed for senior citizens, offering comprehensive coverage and support for various stages of their health and well-being. Apart from hospitalization and related expenses, it also covers OPD expenses such as medical consultations, diagnostics tests, etc. On the flip side, it doesn't allow you to make premium payments on a monthly basis and is relatively more expensive than other products in the market. And, as per our research, the insurer has received a fewer number of claim settlement and policy purchase complaints. This indicates that they have a strong track record with respect to both purchase and claims service.
Non-medical costs covered - gloves, oxygen masks, etc.
OPD costs covered - medications, tests, consultations, etc.
External medical aid expenses like wheelchair, walker, etc. covered
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