Simran never imagined that she would ever require a 10 Lakh health insurance policy. "I’m healthy; I’ll be fine," the 32-year-old used to think. But when she hurt her ankle while jogging one rainy afternoon, everything changed. A little wound resulted in a broken limb, several hospital stays, and a hefty medical bill! The pain wasn't even the worst part. It was looking at the mounting hospital expenditures. She was totally unaware that something so simple could be so expensive.
